PGR The Progressive Corporation
NYSE · Financials · Fire, Marine & Casualty Insurance · Market cap $123.2B · $210.31 on 2026-10-02
Buy (Payback/Ten Cap)Tier ADetailed (TTM)
financial (bank/insurer/broker): OCF-based tests less meaningful
Price moves
1 week2%
1 month-4%
3 months-9%
6 months8%
YTD-2%
1 year-14%
Off 52w high-14%
52w range$189–$246
Price history
Show year-end prices
| Year | Close |
|---|---|
| 2016 | $35.5 |
| 2017 | $56.32 |
| 2018 | $60.33 |
| 2019 | $72.39 |
| 2020 | $98.88 |
| 2021 | $102.65 |
| 2022 | $129.71 |
| 2023 | $159.28 |
| 2024 | $239.61 |
| 2025 | $227.72 |
| 2026-10-02 (latest) | $210.31 |
Buy (MOS)
$181
$181
Ten Cap
$272
$272
Sticker
$362
$362
Payback Time
$430
$430
Price
$210
$210
Valuation
| Buy (MOS) 50% of Sticker | $180.92 | -14% |
|---|---|---|
| Ten Cap 10× owner earnings | $272.39 | 30% |
| Payback Time 8-year FCF payback | $429.99 | 104% |
| Sticker Rule #1 intrinsic value | $361.85 | 72% |
| Windage growth g | 15.0% | |
| Future P/E (min 2g, 10y median) | 18.2× | |
| P/E · 10y median | 10.6× | 18.2× |
| EPS TTM 2026-06-30 | $19.93 | |
| FCF yield | 13.0% | |
| Revenue · net income last FY | $87.7B | $11.3B |
Big Five 15/15 tests ≥10%
| 10y | 5y | 1y | |
|---|---|---|---|
| ROIC | 23% | 23% | 37% |
| Sales growth | 15% | 16% | 16% |
| EPS growth | 25% | 15% | 34% |
| BVPS growth | 15% | 12% | 18% |
| OCF growth | 23% | 21% | 16% |
| Debt payoff (yrs of FCF) | 0.0 |
Events
8-K: 2026-09-18: 7.01 Reg FD disclosure; next report ~2026-11-02
Next report ≈ 2026-11-02 · SEC filings ·Yahoo Finance