OPFI OppFi Inc.
NYSE · Financials · Finance Services · Market cap $514M · $5.97 on 2026-10-02
Buy rangeTier ADetailed (TTM)
financial (bank/insurer/broker): OCF-based tests less meaningfulmicro-cap
Price moves
1 week-5%
1 month-20%
3 months-40%
6 months-21%
YTD-42%
1 year-45%
Off 52w high-49%
52w range$6–$12
Price history
Show year-end prices
| Year | Close |
|---|---|
| 2020 | $10.18 |
| 2021 | $4.54 |
| 2022 | $2.05 |
| 2023 | $5.12 |
| 2024 | $7.66 |
| 2025 | $10.46 |
| 2026-10-02 (latest) | $5.97 |
Buy (MOS)
$15
$15
Sticker
$29
$29
Ten Cap
$45
$45
Payback Time
$67
$67
Price
$6
$6
Valuation
| Buy (MOS) 50% of Sticker | $14.54 | 144% |
|---|---|---|
| Ten Cap 10× owner earnings | $44.70 | 649% |
| Payback Time 8-year FCF payback | $66.64 | 1016% |
| Sticker Rule #1 intrinsic value | $29.08 | 387% |
| Windage growth g | 13.7% | |
| Future P/E (min 2g, 10y median) | 27.5× | |
| P/E · 10y median | 5.1× | 28.2× |
| EPS TTM 2026-06-30 | $1.18 | |
| FCF yield | 74.9% | |
| Revenue · net income last FY | $381M | $26M |
Big Five 9/10 tests ≥10%
| 10y | 5y | 1y | |
|---|---|---|---|
| ROIC | 530% | 275% | 267% |
| Sales growth | – | 14% | 19% |
| EPS growth | – | – | 175% |
| BVPS growth | – | – | 36% |
| OCF growth | – | 16% | 24% |
| Debt payoff (yrs of FCF) | 0.0 |
Events
-49% off 52w high; insider buying (11 Form 4s, $0.29M); 13D: SCHEDULE 13D/A 2026-04-30; 8-K: 2026-09-21: 2.03 New debt obligation; 8.01 Other event; next report ~2026-11-09
Next report ≈ 2026-11-09 · SEC filings ·Yahoo Finance
Research
- Rule #1 weekly scout, 4 Oct 2026 2026-10-04