TRV The Travelers Companies, Inc.
NYSE · Financials · Fire, Marine & Casualty Insurance · Market cap $77.8B · $360.38 on 2026-10-02
financial (bank/insurer/broker): OCF-based tests less meaningful
Price moves
Price and total return
Show year-end values
| Year | Price | Dividend-adjusted |
|---|---|---|
| 2016 | $122.42 | $99.47 |
| 2017 | $135.64 | $112.76 |
| 2018 | $119.75 | $101.89 |
| 2019 | $136.95 | $119.21 |
| 2020 | $140.37 | $125.54 |
| 2021 | $156.43 | $143.07 |
| 2022 | $187.49 | $175.15 |
| 2023 | $190.49 | $182.03 |
| 2024 | $240.89 | $234.38 |
| 2025 | $290.06 | $286.82 |
| 2026-10-02 (latest) | $360.38 | $360.38 |
Dividend-adjusted values are back-adjusted to today's price: the gap to the price column is the value of dividends reinvested since then.
$124
$249
$510
$573
$360
Analyst consensus 24 analysts · as of 2026-10-09 · the street vs Rule #1
Contrarian Targets $262 low · $360 mean · $430 high (+0% to the mean)
Rule #1 price says cheap but analysts are cautious. Find out what they fear: it may be the event, or a story change.
$262
$360
$430
$124
$249
$360
Average rating 3.0 of 5 (1 = strong buy, 5 = sell) · hold · EPS growth next year -12% vs windage 7.5%
- 2026-10-07 Mizuho kept Neutral, target $348→$345
- 2026-10-07 Cantor Fitzgerald kept Overweight, target $377→$378
A price target is a 12-month price opinion, not a valuation. Rule #1 treats analysts as a lead and their growth as a ceiling (077, 093). Source: Yahoo Finance consensus.
Valuation
| Buy (MOS) 50% of Sticker | $124.33 | -65% |
|---|---|---|
| Ten Cap 10× owner earnings − net debt | $510.46 | 42% |
| Payback Time 8-year FCF payback | $573.35 | 59% |
| Sticker Rule #1 intrinsic value | $248.66 | -31% |
| Methods agree price under how many of Ten Cap, Payback, MOS | 2 of 3 | |
| Windage growth g | 7.5% | |
| Future P/E (min 2g, 10y median) | 13.1× | |
| P/E · 10y median | 9.7× | 13.1× |
| EPS TTM 2026-06-30 | $37.21 | |
| FCF yield | 14.2% | |
| Dividend (TTM) · yield | $4.70 | 1.3% |
| Dividend growth 5y, per year | 6.3% | |
| Total return per year, dividends reinvested · 5y · 10y | 20.7% | 14.8% |
| Revenue · net income last FY | $48.8B | $6.3B |
Big Five 9/15 tests ≥10%
| 10y | 5y | 1y | |
|---|---|---|---|
| ROIC | 13% | 15% | 19% |
| Sales growth | 6% | 9% | 5% |
| EPS growth | 10% | 21% | 28% |
| BVPS growth | 7% | 5% | 20% |
| OCF growth | 12% | 10% | 17% |
| Debt payoff (yrs of FCF) | 0.0 |
Events
8-K: 2026-08-07: 5.02 Director/officer change; next report ~2026-10-16
Next report ≈ 2026-10-16 · SEC filings ·Yahoo Finance
Discussed on InvestED 1 episode
- 427 · Investment TravelersDanielle asks whether big-picture predictions should drive what you research; Phil says his results come from the same pattern every time (an easy-to-understand business that goes on sale), and they debate whether to invest abroad, with the home-country knowledge of listeners as a possible edge.