CINF Cincinnati Financial Corporation
Nasdaq · Financials · Fire, Marine & Casualty Insurance · Market cap $25.3B · $161.95 on 2026-10-02
Buy (Payback/Ten Cap)Tier ADetailed (TTM)
financial (bank/insurer/broker): OCF-based tests less meaningful
Price moves
1 week-0%
1 month-5%
3 months-16%
6 months2%
YTD-1%
1 year-1%
Off 52w high-17%
52w range$150–$195
Price and total return
PriceTotal return (dividends reinvested)
Show year-end values
| Year | Price | Dividend-adjusted |
|---|---|---|
| 2016 | $75.75 | $58.55 |
| 2017 | $74.97 | $59.92 |
| 2018 | $77.42 | $63.67 |
| 2019 | $105.15 | $88.42 |
| 2020 | $87.37 | $75.91 |
| 2021 | $113.93 | $101.17 |
| 2022 | $102.39 | $93.19 |
| 2023 | $103.46 | $96.92 |
| 2024 | $143.70 | $138.09 |
| 2025 | $163.32 | $160.56 |
| 2026-10-02 (latest) | $161.95 | $161.95 |
Dividend-adjusted values are back-adjusted to today's price: the gap to the price column is the value of dividends reinvested since then.
Buy (MOS)
$73
$73
Sticker
$146
$146
Ten Cap
$218
$218
Payback Time
$275
$275
Price
$162
$162
Valuation
| Buy (MOS) 50% of Sticker | $72.95 | -55% |
|---|---|---|
| Ten Cap 10× owner earnings | $217.53 | 34% |
| Payback Time 8-year FCF payback | $275.42 | 70% |
| Sticker Rule #1 intrinsic value | $145.89 | -10% |
| Windage growth g | 10.1% | |
| Future P/E (min 2g, 10y median) | 10.6× | |
| P/E · 10y median | 7.6× | 10.6× |
| EPS TTM 2026-06-30 | $21.18 | |
| FCF yield | 13.4% | |
| Dividend (TTM) · yield | $3.69 | 2.3% |
| Dividend growth 5y, per year | 8.2% | |
| Total return per year, dividends reinvested · 5y · 10y | 9.8% | 10.7% |
| Revenue · net income last FY | $12.6B | $2.4B |
Big Five 12/15 tests ≥10%
| 10y | 5y | 1y | |
|---|---|---|---|
| ROIC | 11% | 12% | 14% |
| Sales growth | 9% | 11% | 11% |
| EPS growth | 15% | 15% | 4% |
| BVPS growth | 10% | 9% | 14% |
| OCF growth | 11% | 16% | 17% |
| Debt payoff (yrs of FCF) | 0.3 |
Events
insider buying (1 Form 4s, $0.17M); 8-K: 2026-09-28: 1.01 Material agreement; 2.03 New debt obligation; next report ~2026-10-26
Next report ≈ 2026-10-26 · SEC filings ·Yahoo Finance