HCI HCI Group, Inc.
NYSE · Financials · Fire, Marine & Casualty Insurance · Market cap $2.4B · $184.25 on 2026-10-02
Buy (Payback/Ten Cap)Tier CDetailed (TTM)
financial (bank/insurer/broker): OCF-based tests less meaningful
Price moves
1 week5%
1 month-2%
3 months1%
6 months20%
YTD6%
1 year-5%
Off 52w high-12%
52w range$145–$211
Price and total return
PriceTotal return (dividends reinvested)
Show year-end values
| Year | Price | Dividend-adjusted |
|---|---|---|
| 2016 | $39.48 | $30.78 |
| 2017 | $29.90 | $24.15 |
| 2018 | $50.81 | $42.50 |
| 2019 | $45.65 | $39.61 |
| 2020 | $52.30 | $46.92 |
| 2021 | $83.54 | $76.35 |
| 2022 | $39.59 | $37.26 |
| 2023 | $87.40 | $84.49 |
| 2024 | $116.53 | $114.44 |
| 2025 | $191.69 | $190.29 |
| 2026-10-02 (latest) | $184.25 | $184.25 |
Dividend-adjusted values are back-adjusted to today's price: the gap to the price column is the value of dividends reinvested since then.
Buy (MOS)
$159
$159
Sticker
$318
$318
Ten Cap
$320
$320
Payback Time
$506
$506
Price
$184
$184
Valuation
| Buy (MOS) 50% of Sticker | $159.10 | -14% |
|---|---|---|
| Ten Cap 10× owner earnings | $320.42 | 74% |
| Payback Time 8-year FCF payback | $505.81 | 175% |
| Sticker Rule #1 intrinsic value | $318.20 | 73% |
| Windage growth g | 15.0% | |
| Future P/E (min 2g, 10y median) | 13.7× | |
| P/E · 10y median | 7.9× | 13.7× |
| EPS TTM 2026-06-30 | $23.20 | |
| FCF yield | 17.4% | |
| Dividend (TTM) · yield | $1.60 | 0.9% |
| Dividend growth 5y, per year | 0.0% | |
| Total return per year, dividends reinvested · 5y · 10y | 12.6% | 22.2% |
| Revenue · net income last FY | $901M | $320M |
Big Five 14/15 tests ≥10%
| 10y | 5y | 1y | |
|---|---|---|---|
| ROIC | 10% | 11% | 31% |
| Sales growth | 12% | 24% | 20% |
| EPS growth | 14% | 45% | 156% |
| BVPS growth | 14% | 31% | 126% |
| OCF growth | 26% | 42% | 34% |
| Debt payoff (yrs of FCF) | 0.0 |
Events
8-K: 2026-08-06: 2.02 Earnings release; next report ~2026-11-06
Next report ≈ 2026-11-06 · SEC filings ·Yahoo Finance