ATLC Atlanticus Holdings Corporation
Nasdaq · Financials · Personal Credit Institutions · Market cap $1.8B · $91.89 on 2026-10-02
Buy (Payback/Ten Cap)Tier ADetailed (TTM)
financial (bank/insurer/broker): OCF-based tests less meaningful
Price moves
1 week-1%
1 month-1%
3 months-5%
6 months72%
YTD39%
1 year62%
Off 52w high-20%
52w range$48–$114
Price history
Show year-end prices
| Year | Close |
|---|---|
| 2016 | $2.84 |
| 2017 | $2.4 |
| 2018 | $3.64 |
| 2019 | $9.01 |
| 2020 | $24.63 |
| 2021 | $71.32 |
| 2022 | $26.2 |
| 2023 | $38.67 |
| 2024 | $55.78 |
| 2025 | $66.95 |
| 2026-10-02 (latest) | $91.89 |
Buy (MOS)
$32
$32
Sticker
$64
$64
Ten Cap
$491
$491
Payback Time
$775
$775
Price
$92
$92
Valuation
| Buy (MOS) 50% of Sticker | $31.94 | -65% |
|---|---|---|
| Ten Cap 10× owner earnings | $490.85 | 434% |
| Payback Time 8-year FCF payback | $774.86 | 743% |
| Sticker Rule #1 intrinsic value | $63.88 | -30% |
| Windage growth g | 15.0% | |
| Future P/E (min 2g, 10y median) | 8.3× | |
| P/E · 10y median | 11.9× | 8.3× |
| EPS TTM 2026-06-30 | $7.70 | |
| FCF yield | 53.4% | |
| Revenue · net income last FY | $2.0B | $121M |
Big Five 13/14 tests ≥10%
| 10y | 5y | 1y | |
|---|---|---|---|
| ROIC | 388% | 34% | 20% |
| Sales growth | – | 28% | 50% |
| EPS growth | 48% | 9% | 25% |
| BVPS growth | 45% | 53% | 21% |
| OCF growth | 94% | 25% | 36% |
| Debt payoff (yrs of FCF) | 0.0 |
Events
13D: SCHEDULE 13D/A 2026-07-06; 8-K: 2026-09-17: 8.01 Other event; next report ~2026-11-05
Next report ≈ 2026-11-05 · SEC filings ·Yahoo Finance